How to Send or Convert Bitcoin to PayPal (2025 Edition)
How to Move Bitcoin to PayPal in 2025
Thinking about moving your Bitcoin to PayPal? You're not alone. In 2025, more crypto holders than ever want seamless ways to bridge their digital assets with real-world spending—and PayPal is at the center of this demand.
Why Move Bitcoin to PayPal Now?
Spend Anywhere
Use your Bitcoin profits at 40+ million merchants that accept PayPal worldwide—from Amazon to your local coffee shop.
Lock In Gains
With Bitcoin above $100K, converting portions to fiat helps secure profits while maintaining your core position.
PYUSD Integration
PayPal's stablecoin makes crypto-to-fiat conversions faster and cheaper than traditional banking routes.
Step-by-Step Transfer Guide
1. Choose a Supported Exchange
Select platforms that support PayPal withdrawals:
- PlasBit: Direct BTC-to-PayPal transfers
- Bitget: Low 1% conversion fees
- Kraken: PYUSD stablecoin support
2. Send Bitcoin to Exchange
From your wallet (Ledger, Trezor, etc.), send BTC to your exchange deposit address. Always:
- Double-check the address
- Start with a small test amount
- Use SegWit (bc1) addresses for lower fees
3. Convert to USD or PYUSD
On the exchange platform:
- Sell BTC for USD (or PYUSD if available)
- Use limit orders for better rates
- Watch for spread (difference between buy/sell prices)
4. Withdraw to PayPal
Navigate to withdrawal section and:
- Select "PayPal" as destination
- Enter your PayPal email (double-check!)
- Confirm amount (mind the withdrawal limits)
5. Spend or Cash Out
Once funds hit PayPal (usually within minutes):
- Use PayPal balance for online purchases
- Transfer to bank (1-3 business days)
- Request PayPal debit card for ATM access
Top Platforms for PayPal Transfers
| Exchange | Fees | Transfer Speed | Special Features |
|---|---|---|---|
| PlasBit | 0.5% + network fee | Instant | Direct BTC-to-PayPal |
| Bitget | 1% flat | 15-30 min | PYUSD support |
| Kraken | 0.9% + $0.25 | 1-2 hours | High liquidity |
| Coinbase | 1.5% + spread | Instant | Recurring sells |
⚠️ Critical Security Tips
- Test first: Always send a small amount ($10-20) before large transfers
- Address verification: Use QR codes when possible to prevent typos
- Tax awareness: Converting crypto to fiat may trigger taxable events in your jurisdiction
- Time your sells: Avoid converting during high volatility when spreads widen
Fee Comparison: BTC → PayPal
Exchange conversion fees
Bitcoin network fees
PayPal receiving fees
Bank withdrawal fees
Master Crypto-to-Cash Transfers
Why lose money to hidden fees or slow processes? Get our premium PayPal transfer checklist with:
- Best times to convert (lowest spreads)
- Step-by-step video tutorials
- Fee optimization strategies
- Tax-efficient withdrawal methods
Your Experience Matters
Have you transferred Bitcoin to PayPal? Which platform worked best for you?
Share your story below—we'll feature the top tips in our next update!